PFM.
Personal Finance Manager with AI
Total control of your finances with artificial intelligence, gamification, and advanced analytics. Available for iOS and Android.
Flutter
AI-Powered
Gamification
Cross-Platform
Smart Expense Control
- ✓ Automatic categorization with AI
- ✓ Receipt scanner with OCR
- ✓ Income and expense tracking
- ✓ Spending pattern analysis
- ✓ Real-time spending alerts
Smart Budgets
- ✓ Create budgets by category
- ✓ Budget recommendations with AI
- ✓ Automated 50/30/20 rule
- ✓ Overspending alerts
- ✓ Budget performance analysis
Goals & Gamification
- ✓ Level system (10 progression levels)
- ✓ Achievements and badges
- ✓ Savings goals with tracking
- ✓ Points and rewards system
- ✓ Automated savings challenges
Investments & Portfolio
- ✓ Stock, ETF, and fund tracking
- ✓ Cryptocurrency portfolio management
- ✓ Real estate and commodities
- ✓ Real-time prices
- ✓ Performance and risk analysis
Forecasts & Analytics
- ✓ Future spending forecasts
- ✓ Financial trend analysis
- ✓ Advanced interactive charts
- ✓ Personalized insights with AI
- ✓ Detailed reports
Automated Savings
- ✓ Purchase round-up
- ✓ Income percentage savings
- ✓ 52-week challenge
- ✓ Weekly micro-goals
- ✓ Smart recommendations
Financial Education
- ✓ Interactive learning modules
- ✓ Investment fundamentals
- ✓ Savings strategies
- ✓ Debt management
- ✓ Credit score improvement
Shared Accounts
- ✓ Team financial management
- ✓ Role-based access control
- ✓ Flexible expense splitting
- ✓ Invitation system
- ✓ Automatic settlement calculations
Security & Privacy
- ✓ Biometric authentication (Face ID, Touch ID)
- ✓ Secure local storage
- ✓ Encrypted automatic backup
- ✓ Sensitive data protection
- ✓ Full control of your data
Smart Automation
- ✓ Payment notifications
- ✓ Goal reminders
- ✓ Automatic backup
- ✓ Background processing
- ✓ Multi-device sync
Premium Experience
- ✓ Modern Material Design 3 interface
- ✓ Dark and light theme
- ✓ Smooth animations
- ✓ Advanced global search
- ✓ Intuitive navigation
Professional Tools
- ✓ Tax and fiscal tracking
- ✓ Debt management and strategies
- ✓ Subscription control
- ✓ Accounts payable management
- ✓ CSV import/export
Why Choose PFM
Artificial Intelligence
Automatic expense categorization, personalized recommendations, and smart insights to improve your financial health.
Motivating Gamification
Level system, achievements, and challenges that make financial management fun and engaging.
Integrated Education
Complete learning center with interactive modules to improve your financial literacy.
Download PFM
Available for iOS and Android
