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PFM

Complete Personal Finance Manager with AI

Total control of your finances with artificial intelligence, gamification, and advanced analytics

Discover Features

Comprehensive Features for Financial Management

📊

Smart Expense Control

  • Automatic categorization with AI
  • Receipt scanner with OCR
  • Income and expense tracking
  • Spending pattern analysis
  • Real-time spending alerts
🎯

Smart Budgets

  • Create budgets by category
  • Budget recommendations with AI
  • Automated 50/30/20 rule
  • Overspending alerts
  • Budget performance analysis
🏆

Goals & Gamification

  • Level system (10 progression levels)
  • Achievements and badges
  • Savings goals with tracking
  • Points and rewards system
  • Automated savings challenges
📈

Investments & Portfolio

  • Stock, ETF, and fund tracking
  • Cryptocurrency portfolio management
  • Real estate and commodities
  • Real-time prices
  • Performance and risk analysis
🔮

Forecasts & Analytics

  • Future spending forecasts
  • Financial trend analysis
  • Advanced interactive charts
  • Personalized insights with AI
  • Detailed reports
🤖

Automated Savings

  • Purchase round-up
  • Income percentage savings
  • 52-week challenge
  • Weekly micro-goals
  • Smart recommendations
🎓

Financial Education

  • Interactive learning modules
  • Investment fundamentals
  • Savings strategies
  • Debt management
  • Credit score improvement
👥

Shared Accounts

  • Team financial management
  • Role-based access control
  • Flexible expense splitting
  • Invitation system
  • Automatic settlement calculations
🔒

Security & Privacy

  • Biometric authentication (Face ID, Touch ID)
  • Secure local storage
  • Encrypted automatic backup
  • Sensitive data protection
  • Full control of your data

Smart Automation

  • Payment notifications
  • Goal reminders
  • Automatic backup
  • Background processing
  • Multi-device sync
📱

Premium Experience

  • Modern Material Design 3 interface
  • Dark and light theme
  • Smooth animations
  • Advanced global search
  • Intuitive navigation
💼

Professional Tools

  • Tax and fiscal tracking
  • Debt management and strategies
  • Subscription control
  • Accounts payable management
  • CSV import/export

Powerful Features in Numbers

10+
Expense Categories
15+
Investment Types
10
Gamification Levels
20+
Achievement Types

Why Choose PFM?

🧠

Artificial Intelligence

Automatic expense categorization, personalized recommendations, and smart insights to improve your financial health.

🎮

Motivating Gamification

Level system, achievements, and challenges that make financial management fun and engaging.

📚

Integrated Education

Complete learning center with interactive modules to improve your financial literacy.

Download Now and Transform Your Finances

PFM App Icon

Available for iOS and Android